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Asset 15
Insurance Products

Your life. Your Family. Your Future.

It is one thing to accumulate assets and strive for the best possible investment returns, but that can all deplete quickly if you don’t have the proper insurance in place. Your greatest asset is your ability to earn income, and with an untimely disability or a premature death, your financial plan can be shattered.

We have access to over 25 carriers without any incentive to sell one over the other, which allows us to find the best value and solution for you.

Term Life Insurance

Guaranteed level coverage & premiums for a specified time period (ex. 10, 20, 30 years). Typically the least expensive way to insure a large need

Guaranteed Universal Life Insurance

Guaranteed level coverage & premiums to a designated age (ex. 95, 100, 121).

Universal Life Insurance

Level coverage with flexibility for premiums and duration of death benefit.

Whole Life Insurance

Potential growth of lifetime coverage with level premiums. Cash value accumulation allows for an alternative savings vehicle.

Disability Insurance

Provides protection for loss of income due to injury or illness.

Long Term Care Insurance

Provides coverage for costs associated with in-home care, assisted living, nursing home and hospice care. 

Property & Casualty Insurance

Our insurance department can review your auto, home and business insurance needs.

We've got you covered.

Let EMS Wealth Management take care of you.